Friday, March 21, 2014

Shocker: Ezekiel Emanuel doesn't know anything about employee benefits

It always amuses me when academics and politicians who think themselves so smart really know so little.

"Mr. Emanuel expects the law to produce an unadvertised but fundamental shift in where most working Americans get their health insurance — specifically, a sharp drop in the number of employers who offer coverage to their workers"

 "But now Mr. Emanuel thinks that a number of well-known national companies will break the mold and begin a trend. By his estimation, the proportion of private-sector workers who receive health care from employers will fall below 20 percent by 2025. Currently, just under 60 percent of private-sector workers get health care from employers."

Why do employers offer their employees insurance? In most states they are under no legal obligation to do so. Surely it is a cost to them not to mention a huge time consumer. Because it was a benefit and benefits are part of what attracts employees.

Lets compare ACA Insurance tomorrow to insurance of the past;
  • Considerably more expensive
  • Requires enrollment through a dysfunctional website
  • no assistance in understanding your insurance plan
  • no one to turn to for help if your insurance company isn't doing what was expected
By all appearances offering insurance will be an even bigger benefit going forward then it was in the past.

ADDENDUM [FROM HGS]: This is not our first run-in with Mr Zeke. He's been somewhat of a cause celebre for Mike (here and here). And guest-blogger Dr Stuart Fickler was none-too-pleased with Mr Zeke's cavalier attitude towards life itself.

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